Legal Notice and Privacy Policy

Effective Date: April 26, 2010

Welcome to the website for JG Advisors, LLC ("JGA") – also referred to hereinafter as the "Site." JGA is a registered investment advisor. This website is not a solicitation or offer to sell investment advisory services. JGA provides individual client services only in states in which it is filed or where an exemption or exclusion from such filing exists.

This Site provides you with general information about the financial and other products and services of JGA. All written content is for information purposes only and may not constitute a complete description of available investment services or performance. Proprietary papers and writings are the opinions of JGA. PLEASE READ THESE TERMS OF USE CAREFULLY. By accessing and using this Site, you acknowledge that you have read, understand, and agree to be bound by all of the terms and conditions set forth below. We reserve the right to amend these terms of use from time to time by posting the amended terms on this Site.

ACCESS TO THIS SITE
This Site is made available to all persons aged 18 or older who agree to be bound by the terms and conditions set forth in these terms of use. You agree not to modify, reproduce, distribute, rent, lease, loan, sell, or create derivative works based upon the materials on this Site, or post any content from this Site to newsgroups, mail lists or electronic bulletin boards, without the prior written consent of an authorized representative of JGA.

PRIVACY POLICY
Any personal information submitted by you on this Site is maintained in accordance with our Privacy Policy. Please carefully review our policy under the link for Legal Notices.

NO OFFER, INVESTMENT ADVICE, OR PERFORMANCE GUARANTEES
Neither the information nor any opinion expressed on this Site constitutes an offer by JGA to buy or sell any securities or financial instruments, or to provide any investment advice or service. The services, securities and financial instruments described on this Site may not be available to or suitable for you, and not all strategies are appropriate at all times. The value and income of any of the securities or financial instruments mentioned on this Site can fall as well as rise, and an investor may get back less than he or she invested. Foreign-currency denominated securities and financial instruments are subject to fluctuations in exchange rates that could have a positive or adverse affect on the value, price or income of such securities and financial instruments. Past performance is not necessarily a guide to future performance. Independent advice should be sought in all cases.

UNAVAILABILITY IN SOME JURISDICTIONS
None of the investment products or services mentioned on this Site are available, and prospectuses in respect of them will not be distributed, to persons resident in any state or territory where such distribution would be contrary to local law or regulation.

LINKS TO THIRD PARTY WEBSITES
This Site may contain links to other websites, including links to the websites of companies that provide related information, products and services. These links are solely for the convenience of visitors to this Site, and the inclusion of such links does not necessarily imply an affiliation, sponsorship or endorsement. JGA makes no representations whatsoever regarding such third party websites. You should review the privacy policies of other websites carefully before providing any information to such sites. We are not responsible for the content or availability of third party websites, and shall not be responsible or liable for any information, opinions, advice, products, or services available on or through such third party websites.

LINKS TO THIS WEBSITE
We ask that you notify us in advance of your intention to link to this Site by e-mailing us at jgallerstein@jgadvisorsllc.com. You may not (i) display this Site in frames, or (ii) display any of the content found on this Site via inline links, without express written permission from an authorized representative of JGA.

OUR RIGHTS IN THIS SITE
JGA and/or our suppliers reserve all right, title and interest in and to this Site and all materials, information, and compilations of information available on or through this Site, as well as the domain name, design, layout, and "look and feel" of this Site, the trademarks, service marks, and trade dress related thereto, and all other intellectual property and other proprietary rights embodied therein and appurtenant thereto. You agree that you will have no rights in or to any of the foregoing, express or implied, other than the rights expressly granted in these terms of use, or otherwise expressly granted to you in writing by an authorized representative of JGA.

DISCLAIMER OF REPRESENTATIONS AND WARRANTIES
THIS SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. JGA MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, REGARDING YOUR ACCESS TO OR USE OF THIS SITE, OR THE PRODUCTS, SERVICES OR INFORMATION DESCRIBED ON OR AVAILABLE THROUGH THIS SITE. WITHOUT LIMITING THE FOREGOING, WE EXPRESSLY DISCLAIM ANY AND ALL REPRESENTATIONS AND WARRANTIES OF ACCURACY, COMPLETENESS, TIMELINESS, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT OF THIRD-PARTY RIGHTS. THIS SITE INCLUDES FACTS, VIEWS AND OPINIONS OF INDIVIDUALS AND ORGANIZATIONS DEEMED OF INTEREST. NOTHING CONTAINED ON THIS SITE SHALL BE CONSTRUED AS AN ENDORSEMENT OF THESE VIEWS OR OPINIONS.

CONTACTING US
If you have questions about these terms of use, the Privacy Policy for this Site, or any other questions concerning this Site, please contact:

JG ADVISORS,LLC
Attn: Jo-Ann Gallerstein
38 Laura Lane
Morristown, NJ 07960
973-605-1045
contact@jgadvisorsllc.com

JG ADVISORS, LLC PRIVACY POLICY

JG Advisors, LLC is committed to client confidentiality and to protect your privacy. The following information is provided, as required by law, to help you understand our privacy policy and how we will handle and maintain confidential personal information as we fulfill our obligations to protect your privacy. "Personal information" refers to the nonpublic financial information obtained by JG Advisors, LLC in connection with carrying out our services.

Information We Collect
JG Advisors, LLC collects personal information as part of our relationship to you, to provide client services and fulfill legal and regulatory requirements. The type of information JG Advisors, LLC collects may include:

  • Information JG Advisors, LLC receives from you on forms (such as name, address, Social Security number, profile documents, assets and income);
  • Information you provide JG Advisors, LLC directly about your personal finances or personal circumstances or which JG Advisors, LLC may receive from brokerage statements or other information you authorize JG Advisors, LLC to receive.
Information Disclosed In Administering Products and Services
JG Advisors, LLC will not disclose personal information about current or former clients to non-affiliated third parties except as permitted or required by law. JG Advisors, LLC does not sell any personal information about you to any third party. JG Advisors, LLC will not disclose personal information without your authorization, except as required or permitted by law.

Procedures to Protect Confidentiality and Security of Your Personal Information JG Advisors, LLC has procedures in place that limit access to personal information to those employees who need to know such information in order to perform business services. In addition, JG Advisors, LLC maintains physical, electronic and procedural safeguards to guard your nonpublic personal information.

JG Advisors, LLC will update its policy and procedures when necessary to ensure that your privacy is maintained and that JG Advisors, LLC conducts business in a way that fulfills our commitment to you. If JG Advisors, LLC makes any material changes in its privacy policy, we will make that information available to our clients.